Recently an interview win the way that conducted with Brandy Howell of Auburn University by author of Money Smart Women, Janet Bodnar. Howell confessed to the fact that she was a devoted live befallliever of Bodnar’s book and admits that it inspired her to take measures to pay gone her student loan debt.

Howell was native to Georgia but express after high college to develop and learn at Auburn Univeristy in Alabama – meaning higher tuition costs. “It was a shock to see how fast my family’s college savings disappeared.”  She was forced to take gone loans of her own. “At 18, you think you can lend the money and pay it back. You don’t really know what it means,” says Howell.

When Brandy realized her dilemma, but still needed an internship in order to graduate, she moved home as opposed to renting and found an scope within her community. Once the internship was complete, she consolidated her Stafford Loans and received a surprisingly low suspicion rate but the interest was still in the double digits. This integer could be lowered yet again by making automatic payments from her checking account.

Brandy Dowell tracks her spending habits low to the last penny. She seems dedicated to paying off these loans, yet if it means putting Grandpa’s gift money towards her payments. A surprisingly small number of students chose a College based on tuition costs. She has some advice for those students seeking higher education at an expensive school, “If you’re going to take on debt, claim yourself and get an education. Don’t go out of state if you’re just going to play.”