The brief reply is check with your consolidating lender like that which benefits vary, nevertheless generthe sum ofy eloquent there is a wide disposition of embryonic benefits that come equipped with off the record student loans both pre and post consolidation; benefits that determine private student loans from private exclusive ones. Some notable benefits may include:

- 12 month Economic hardship

- 12 month temporary disability

- Up to 36 months for all active-duty military personnel

- Up to 48 months for in institute deferment

- Up to 48 months for medical/dental residents